How Projected Cash Flow Saves You Money and Gives You Financial Peace of Mind

David Childs July 23rd, 2025

Picture this: It's Thursday afternoon, and you're about to buy groceries. But wait—will this purchase overdraft your account when your mortgage payment hits on Monday? With Projected Cash Flow, you'd already know the answer.

Financial uncertainty is stressful. That's why we built Projected Cash Flow—to transform your Lunch Money data into a crystal ball for your finances. Here's how it can change your financial life.

Never Get Surprised by an Overdraft Again

The average overdraft fee is $35, and Americans pay billions in these fees annually. Projected Cash Flow shows you exactly when your accounts will run low—days, weeks, or even months in advance.

Our intelligent forecasting analyzes your recurring transactions and upcoming expenses to paint a complete picture of your future balances. One avoided overdraft fee pays for 7 months of the service.

Pay Off Debt Years Faster (and Save Thousands)

Our built-in Debt Snowball Calculator isn't just another debt tool—it's a game-changer. By showing you exactly how extra payments accelerate your payoff timeline, it motivates you to find that extra $50 or $100 each month.

The average user saves:

  • 27 months of payments
  • $1,200+ in interest charges
  • Countless hours of stress

The calculator handles the complex math of daily credit card interest versus monthly loan interest, giving you accurate projections you can trust.

Make Major Purchases with Confidence

Planning a vacation? Considering a new car? Our one-time transaction planning feature lets you add future expenses to see their exact impact on your cash flow. No more guessing if you can afford something—you'll know with certainty.

Real Data, Real Results

Unlike traditional budgeting apps that work with theoretical numbers, Projected Cash Flow uses your actual transaction history from Lunch Money. This means:

  • Accurate predictions based on your real spending patterns
  • Automatic updates when your habits change
  • No manual data entry required

Bank-Level Security You Can Trust

Your financial data deserves Fort Knox-level protection. That's why we use:

  • AES-256-GCM encryption for all sensitive data
  • Secure API key storage that even we can't access
  • Enterprise-grade infrastructure with 99.9% uptime

Start Your Free Trial Today

For less than the cost of a coffee each month ($4.99), you get:

  • 7-day free trial (no credit card required)
  • Unlimited account tracking
  • All premium features included
  • Cancel anytime with one click

The Bottom Line

Projected Cash Flow isn't just another financial app—it's your financial co-pilot. By combining intelligent forecasting, debt optimization, and rock-solid security, it gives you something priceless: peace of mind about your financial future.

Stop living paycheck to paycheck. Start seeing your financial future clearly.

[Try Projected Cash Flow Free for 7 Days →]


Projected Cash Flow is the only cash flow forecasting tool built exclusively for Lunch Money users. Join thousands who've taken control of their financial future.
https://www.projectedcashflow.app/